Archive for safe high return investments Miami

i need very confident advice for my mother’s health insurance (medicare).she is 66 years old,lives in miami. florida.she has summit (VISTA)health plan,which covers all her needs without spending any money from her pocket,because her monthly security check is only $6oo/month.in fact from mar/09 she is getting $55/month over the counter medications which are,in the the plan’s list.the open enrollment starts from nov/15 to dec/31.so we have to decide now to change her health insurance for maryland for 2010.year start.please only those answer who understand very well about the health insurance coverage for florida and maryland.and it should be compatible to her existing full coverage with summit or care plus plan she used to have before summit.fully covered for every thing,as she has no money to pay from her pocket.
we do not know any one in maryland in friends and family with the same situation.most of the people are still working so they are covered by the employers,no one is like her situation to guide us.
she could get more help but due to her 401k,little investment money in IRA,she can not get any extra help,even though she desperately need it.
i hope some one out there definitely know in details to inform us before we change.thank you

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Comments (1)

This hit out of nowhere, we have a lease on the house through next November and now he tells us that he can’t make his payments. He says that the bank will take a short sale due to the current real estate situation here in the Miami area but I don’t know if this is the case or not. The house is not worth what he paid for it, I know that for sure, he made a bad investment at the wrong time. He paid over 130K more than the current tax appraisal and the builder is still building new houses in the neighborhood at lower prices than when he bought two years ago. My biggest question now is how to evaluate the lowest legitamate price that the bank would accept given the current real estate conditions in the area. The only hard value that I currently have is the county tax appraisal. So, what percentage of the tax appraisal might the bank accept in a short sale situation? Or, is there a better way to evaluate the best price to offer?
Thanks

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Comments (4)

spending almost another trillion on items such as this is any different?
The few, and the key word few jobs that these will create will only last for a very very short term. Then its back to unemployment. The only difference is that we are a trillion more in debt to the Chinese.
If you hated bushes spending, they why in the world would you want anyone to spend this much more? Just look what they are spending it on. And yes, this is as of today.
President-elect Obama’s transition team is promising that its $700 billion, or $850 billion, or $1 trillion, or whatever it now is “stimulus” won’t include pork-barrel spending. They must not have talked to the nation’s mayors, who recently responded to Mr. Obama’s request to compile their priority list of “shovel-ready” projects.
By all accounts, the $73 billion wish list may be the largest collection of parochial spending projects in American history. Strolling through the 800 pages, we found such beauties as: $1 million to upgrade the Los Angeles County Convention Center elevated “catwalk” for cameras and lighting; $350,000 for an Albuquerque, N.M., fitness center; $94 million for a parking garage at the Orange Bowl in Miami; $4.5 million for Gretna, Florida, to bottle water with recyclable bottles; a $35 million music hall of fame in Florissant, Missouri, and $3.1 million for a swimming pool in Tulsa.
Oh, and desperate Santa Barbara, Calif., respectfully requests $80,000 for a tennis facility; Savannah, Georgia, would like to build a children’s museum; Ventura, Calif., wants $6 million to renovate the beach at Surfers Point, and Durham, N.C., home of the Durham Bulls, wants to construct the first Minor League Baseball Hall of Fame. Dayton, Ohio, wants $1.5 million to reduce prostitution with education programs, and Ponce, Puerto Rico wants $5.7 million to improve its cruise ship terminal (which will create all of 60 jobs). We could go on.
No doubt some of these proposals would enhance urban life, but then why can’t the cities build them with their own money? Perhaps because the projects don’t really measure up against more urgent local priorities. But when the federal taxpayer does the financing, everything suddenly becomes affordable. If Durham wants a tourist destination, how about hitting up Kevin Costner, Susan Sarandon and Tim Robbins, who did so well by the film “Bull Durham”?
The other truth about most of these projects is that they don’t come close to representing an economic “stimulus.” They may put a few people to work for a while, albeit while taking money out of the private economy to pay for them. But the test for a useful public project should be whether it contributes to a net increase in productivity after accounting for that lost private investment.

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Dearest max,
I need you to Beliee ve me this is Exactly what is going on in my life right now and am hopless since there is no one to help at the moment.
my kids are with their dad i think they are in Australia now but then i get this all sorted out am gonna look for them.
I Red Acciunting at california state University but i never work with any firm i was working with my dad as his Auditor for his business then before his death.
But once you help me get the box don to florida am thinking of openning a salon around miami beach area.
You do not need to contact a lawyer…
the box is with the Security Company Here in UK all you need to do is to contact the company that ..you are the person to help me recieve the box in Unietd state and also you want the to tell you howmcuh the clearance and shippment of the box will cost you.
as you will have to pay this charges before the box will be shipped to your address.
i d nothave any money am so broke now and am almost having problems with my hotel where i stay a owing them somemoney now.
let me know so that i can give you the contact information ofthe security company and my deposit details sothat you can contact them and make clearance for the box.
Pls get back to me asap
have to pay all this charges before the boxwill
monique.
—————– Original Message —————–
From: ………
To:…….
Date: May 29, 2009 5:41 AM
Subject: RE: hey
myemail is …….. but i am a little bit younger than you.
—————– Original Message —————–
From:
To:
Date: May 26, 2009 9:17 PM
Subject: RE: hey
i have more pics i can send you more if you contact me on yahoo
Thanks
—————– Original Message —————–
From:
To:
Date: May 27, 2009 12:17 AM
Subject: RE: hey
okay, first of all my name is Max jean, i read your paragraphs and i don t know if you re a real person or not? why don t you have more pictures on your profile? also is there anyway we can talk on the phone?
—————– Original Message —————–
From:
To:
Date: May 26, 2009 12:53 AM
Subject
Hello, my name Monique Mcdonalds am 32yrs i was born and raised in california
its nice getting to know you but there are things i really need to tell you .life is good and at the same time there are still some bad things happening in life too.But i believe the bad people have spoil the names of the good ones. so that in life now, we try to be sure of the person we are dating.whether he/she truly loves us or Just there to play us.
i have been divorced for 3 yrs now with 3 kids. I am feeling reluctant to talk about myself and my situation to you because i don’t know how you will feel. i know that we are just meeting and am not suppose to be sharing this confidential information with you but i have a good impression over you and that you are honest But I will like to let you know all about me and the situation I am into now so that it will not be too late before I let you know.
I have had lot of bad experience in my previous relationships, and i do not want to fall into the same problem anymore, i will like you to give me your words that
you really serious person and that you want to make a new life with me, because i have been gamed before and i will not want to be gamed or played on again in my life. I am tell you all this, then you can decide if you still want to meet me or not, so that we will not waste each other’ time,
when you get this mail,kindly give me a response to let me know if you are still interested or not.
My mum died 3years ago in London I’m the only daughter, the only kid of my parents. my dad’s has a house in Essex U.K London. My Ex, Victor Gregory gamed me a lot and treated me so bad in our marriage, he absconded with my dad’s money which was kept with me after a completion of a contract in EAST London,UK. When my boy friend run away with the undisclosed sum of US dollars, this brought the first broke up between me and my dad, because he thought we have the deal together, but not knowing that I’m an innocent about this. So my dad has been harsh and tough against me about this. After all these happened to me and caused by my Ex Husband, I joined a dating site(www.coupleme.com) where I met a guy online here who promised heaven and earth that he wants to marry me and make me happy in life; “I never knew I was going from Fry-pan to Fire”. The guy told me of an investment opportunities in UK and he convinced me to come along
with lots of money while coming down, which I did. On getting here, all his intention was to take away the money from me, played me and leave me alone.
I came from the United State of America with all the money I’ve gotten from my Dad’s business and contracts enumeration. Because the guy told me of an idea to investment in Oil firms here. When I got here, he made all possibles means to get the money from me and get away with my money. Then when I noticed this, I took the mon

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Enter your name and e-mail in the space below to get Instant Access to your Special Report, "How You Can Earn 2 To 3 Times Current Bank CD Rates!"
Name:
Email:
 
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Comments (2)

I need you to Beliee ve me this is Exactly what is going on in my life right now and am hopless since there is no one to help at the moment.
my kids are with their dad i think they are in Australia now but then i get this all sorted out am gonna look for them.
I Red Acciunting at california state University but i never work with any firm i was working with my dad as his Auditor for his business then before his death.
But once you help me get the box don to florida am thinking of openning a salon around miami beach area.
You do not need to contact a lawyer…
the box is with the Security Company Here in UK all you need to do is to contact the company that ..you are the person to help me recieve the box in Unietd state and also you want the to tell you howmcuh the clearance and shippment of the box will cost you.
as you will have to pay this charges before the box will be shipped to your address.
i d nothave any money am so broke now and am almost having problems with my hotel where i stay a owing them somemoney now.
let me know so that i can give you the contact information ofthe security company and my deposit details sothat you can contact them and make clearance for the box.
Pls get back to me asap
have to pay all this charges before the boxwill
monique.
—————– Original Message —————–
From: ………
To:…….
Date: May 29, 2009 5:41 AM
Subject: RE: hey
myemail is …….. but i am a little bit younger than you.
—————– Original Message —————–
From:
To:
Date: May 26, 2009 9:17 PM
Subject: RE: hey
i have more pics i can send you more if you contact me on yahoo
Thanks
—————– Original Message —————–
From:
To:
Date: May 27, 2009 12:17 AM
Subject: RE: hey
okay, first of all my name is Max jean, i read your paragraphs and i don t know if you re a real person or not? why don t you have more pictures on your profile? also is there anyway we can talk on the phone?
—————– Original Message —————–
From:
To:
Date: May 26, 2009 12:53 AM
Subject
Hello, my name Monique Mcdonalds am 32yrs i was born and raised in california
its nice getting to know you but there are things i really need to tell you .life is good and at the same time there are still some bad things happening in life too.But i believe the bad people have spoil the names of the good ones. so that in life now, we try to be sure of the person we are dating.whether he/she truly loves us or Just there to play us.
i have been divorced for 3 yrs now with 3 kids. I am feeling reluctant to talk about myself and my situation to you because i don’t know how you will feel. i know that we are just meeting and am not suppose to be sharing this confidential information with you but i have a good impression over you and that you are honest But I will like to let you know all about me and the situation I am into now so that it will not be too late before I let you know.
I have had lot of bad experience in my previous relationships, and i do not want to fall into the same problem anymore, i will like you to give me your words that
you really serious person and that you want to make a new life with me, because i have been gamed before and i will not want to be gamed or played on again in my life. I am tell you all this, then you can decide if you still want to meet me or not, so that we will not waste each other’ time,
when you get this mail,kindly give me a response to let me know if you are still interested or not.
My mum died 3years ago in London I’m the only daughter, the only kid of my parents. my dad’s has a house in Essex U.K London. My Ex, Victor Gregory gamed me a lot and treated me so bad in our marriage, he absconded with my dad’s money which was kept with me after a completion of a contract in EAST London,UK. When my boy friend run away with the undisclosed sum of US dollars, this brought the first broke up between me and my dad, because he thought we have the deal together, but not knowing that I’m an innocent about this. So my dad has been harsh and tough against me about this. After all these happened to me and caused by my Ex Husband, I joined a dating site(www.coupleme.com) where I met a guy online here who promised heaven and earth that he wants to marry me and make me happy in life; “I never knew I was going from Fry-pan to Fire”. The guy told me of an investment opportunities in UK and he convinced me to come along
with lots of money while coming down, which I did. On getting here, all his intention was to take away the money from me, played me and leave me alone.
I came from the United State of America with all the money I’ve gotten from my Dad’s business and contracts enumeration. Because the guy told me of an idea to investment in Oil firms here. When I got here, he made all possibles means to get the money from me and get away with my money. Then when I noticed this, I took the mon

Get Your FREE Special Report Now!
Enter your name and e-mail in the space below to get Instant Access to your Special Report, "How You Can Earn 2 To 3 Times Current Bank CD Rates!"
Name:
Email:
 
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Comments (5)